Flex Term Loan, Upstate New York

HomeLoan Programs, Upstate New YorkFlex Term Loan, Upstate New York

Fast, flexible financing that meets your goals.

At Investor Loans Express, we offer flexible rental and small commercial mortgage solutions for today’s independent real estate investors. If you invest in real estate in Upstate New York and need financing for your next acquisition, a flex term loan may be a good option.

Flex Term Loan in Upstate New York

Some of the key features of obtaining a flex term loan include:

  • 30-year fixed rate (20% annual prepay allowed with no premium and shorter amortization available)
  • Interest-only payments for up to 10 years
  • Great for qualifying self-employed investors and small business owners
  • Based on the value of the property, not your personal income
  • Best alternative to private finance or hard money lenders
  • Rates from the 4% range

A flex term loan can be used to invest in investor 1-4 SFR, condo (warranted and non-warranted) and 2-4 family unit properties, as well as multi-family (5+ unit) properties. This type of loan can also be used for mixed-use and traditional commercial (office, retail, warehouse, self-storage, and some automotive) properties.

Our application is quick and easy, and we do all the underwriting and processing ourselves. Apply for a flex term loan through us, and we’ll provide approval within 24 hours and move onto issuing quickly.

Make a flex term loan part of your funding plan when in the process of acquiring a promising real estate investment. To learn more about our flex term loan options or to start the application process, contact us today.


At Investor Loans Express, we offer flex term loans in Upstate New York, including Buffalo, Rochester, Syracuse, Seneca Falls, Watkins Glen, Skaneateles, Canandaigua, Hammondsport, Aurora, Geneva, Trumansburg, Ithaca, Penn Yan, Auburn, Corning, Naples, and The Finger Lakes.